27 Apr, 2023 By Ankitrani91 CREDIT CARD, Credit cards ( CIBIL BOOSTER) 0 Comments TOP RUPAY CREDIT CARDS LIFE TIME FREE Life time free Earn 2 First Citizen Points for every ₹150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet)Complimentary Shoppers Stop membership1 FC point= 60 paise No joining feeLink your RuPay credit card to any UPI app for merchant payments Earn 4 Reward Points on every ₹100/- spentExclusive offers on partner merchantsAnnual Maintenance Charges is waived on spending of ₹50,000 in 1 year. Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year. Save 5% on IndianOil fuel spends2% back as Reward Points on Grocery and Dining spends1000 Reward Points as welcome benefit on spending ₹500 within 30 days of card issuance Joining Fee: ₹500/-Annual fee – ₹350/- Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website2X i.e. 4 reward points on every ₹100 spent on groceries and departmental storesGet 1000 activation bonus Reward Points on single transaction of ₹1000 Annual Fee waived off if spends more than 50000 per year. 100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.20 reward points per ₹100 on fuel spends on IOC Terminal.5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹1001 rewards points per ₹100 spent on all other spends Get up to 175 litres free fuel annually₹500 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650₹499 Introductory Zero Joining Fee 3X Rewards on other retail spendsRoad-side Assistance & Insurance coverNever expiring RewardsLow & Dynamic Interest rates starting at 9% per annum0% Interest on ATM Cash Withdrawals until due date₹199 annual fee, waived-off on ₹50 thousand spends in the anniversary year Not mentioned in site Earn 2 Reward Points, on every ₹100 spent on your card (except fuel)Earn 1 Reward Point, on every ₹100 spent on utilities and insurance categories Not mentioned 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends