LoanMitra Credit Easy App Scam Alert: 7 Din Ka Fraud Loan – Users Ke Sachche Reviews Se Saavdhan Rahiye!

Aaj ke time me instant loan apps ka boom hai. Log emergency me ghar baithe paise lene ke liye in apps par depend karte hain. Lekin yeh convenience ke saath bada risk bhi laati hai. Bahut se apps fake hote hain jo users ko lootne aur harass karne ke liye bane hote hain. Aaj hum baat kar rahe hain LoanMitra – Credit Easy app ki, jo Google Play Store par available hai (Link: https://play.google.com/store/apps/details?id=com.loan.mitra.partner). Yeh app claim karti hai ki woh easy loans deti hai licensed NBFCs ke through, lekin users ke critical reviews aur research se saaf pata chalta hai ki yeh ek typical 7-day loan scam app hai jo heavy charges lagati hai, data collect karti hai, aur fraud karti hai. Is article me hum shocking title ke saath detail me bataayenge ki kyun is app se door rahna chahiye, real users ke reviews include karenge (jo aapke diye gaye screenshots se liye gaye hain December 2025 ke around), aur FAQ bhi add karenge. Yeh Hinglish me hai taaki Indian audience easily samajh sake aur search me aaye jaise “LoanMitra scam”, “LoanMitra review 2025”, “Credit Easy fake app”.

LoanMitra App Ka Description – Kitna Bharosa Karein?

Play Store par LoanMitra – Credit Easy ka developer PT. TEKNO CAKRA INOVASI hai, jo foreign (Indonesia based) lagta hai. App ke claims:

• Loan amount: ₹20,000 se ₹1,50,000 tak
• Tenure: 91 se 360 days
• APR: Up to 22%
• Processing fee: 0-3%
• Partner NBFC: D O S Lease & Finance Pvt. Ltd.

Yeh sab sundar lagta hai – transparent, secure, smart matching. Lekin description par bilkul bharosa mat karo. Bahut se scam apps aise hi likhte hain. Asli sachchai users ke reviews me hoti hai, specially critical 1-star reviews me. Aur 2025 me bhi India me fake loan apps ka issue badh raha hai – RBI warnings, ED raids on Chinese-linked apps, aur users ke harassment cases.

Kyun LoanMitra Ek 7-Day Heavy Charge Wala Scam Hai?

Users ke screenshots aur reviews se clear hai ki yeh app short-term 7-day loans deti hai jisme interest aur charges bahut high hote hain (effective APR 100%+ bhi ho sakta hai hidden fees se). Common complaints:

• Bina consent ke small amount account me daal dete hain.
• Repayment period sirf 6-7 days.
• Hidden charges – approve 10k karte hain lekin 3k bhejte hain.
• Customer support zero – sirf generic replies.
• Data privacy issue – unnecessary permissions maangti hai, contacts access karti hai blackmail ke liye.
• Agents WhatsApp se call kar ke multiple UPI se pay karne ko kehte hain, phir block.

Yeh typical Chinese-origin scam apps ki tarah behave karti hai, jahan harassment, morphed images, aur family ko threaten karna common hai.

Users Ke Real Critical Reviews (Play Store Se – December 2025 Ke)

Humne aapke diye gaye images se yeh reviews directly add kiye hain. Yeh sab 1-star hain aur bahut logon ne helpful mark kiya:

1. Guru (24/12/25): “Very bad and unsafe app – stay away Loan Mitra looks like a fake and Chinese loan app. It does not provide clear or genuine loan services. After installing, it asks for unnecessary permissions and personal data, which feels very unsafe. There is no proper customer support, no transparency in charges, and misleading information is shown to users. This app seems designed only to collect data rather than help people with loans. I strongly recommend everyone to avoid this app and use only trusted.” (13 people helpful)
   Developer reply: Data security prioritize karte hain…
2. LEGEND SERVICES (25/12/25): “This is a completely fake app. Persons ask you to pay through upi id via wats app. after that they will block you. before that they send morphed images to you & contact list. In my case they i paid twice the amount intook. Play store should block this app. Customer support is pathetic they simply says we’ll check.” (7 people helpful)
3. Yogesh Kamble (25/12/25): “Worst fraud loan app! No repayment status, no loan approval status. Just a small amount loan disbursal into your account directly after you do all your KYC process without knowing anything about the procedure and that too received with the person name Abhishek Saini. Loan repayment is of 6 days. They played a game at the start, showed loan approval of 1.5 lakhs after that amount was transferred in my account. App maker, owner, creator reply to this review or i will not pay what transferred.” (48 people helpful)
4. David Sanjay S (23/12/25): “please don’t use this app, they don’t show you any hidden charges, or the repayment plan before sending you the money, i need for 10k, they approved 5k and i didn’t select it but they just sent 3k and want me to repay it in 6 days, I have registered an rbi and cbi complaint against these scammers.” (64 people helpful)
5. Akash Kulkarni (21/12/25): “I had applied loan but by mistake gave wrong account but they for an invalid account they are saying loan successful and my loan expiry started. I did not receive money at all. As it was invalid account how the money was transferred? and they can ask me to pay back. This is looking like fraud. Also customer support also not responding properly. please resolve my issue. without sending money they are asking to repay…” (44 people helpful)
   Developer reply: Sorry, contact in-app service.
6. Saikrishna Yekolla (24/12/25): “one agent called me for repayment he told if I pay via app then new loan will credit automatically so to avoid that pay in multiple upi id which I will share like that I totally trusted as shared the exact loan amount etc to me so blindly trusted after paying amount he deleted all the chats…”

India Me Loan App Scams Ka Bada Issue

2025 me bhi fake loan apps list me hazaron apps hain (sources jaise Fibe, OneNDF, MyMudra). Common signs: Upfront fees, high interest, harassment. RBI ne warning di hai – sirf registered NBFCs se loan lo. Bahut cases me users suicide tak kar chuke hain blackmail se.

Kaise Bachaye Khud Ko?

• Reviews padho, specially critical.
• Permissions mat do contacts/gallery ko.
• RBI site par NBFC check karo.
• Trusted apps use karo: Bajaj Finserv, Paytm, Tata Capital, MoneyTap.
• Scam ho to cybercrime.gov.in par complaint karo.

Alternatives – Safe Loan Apps

• Bajaj Finserv: RBI approved, transparent.
• PaySense: Good reviews.
• MoneyTap: Flexible credit line.
• Bank apps jaise SBI YONO, HDFC.

FAQ – LoanMitra Credit Easy App Ke Baare Me

FAQ 1: LoanMitra app safe hai kya ya scam?
Nahi, bilkul unsafe. Users reviews se fraud, heavy charges, aur data theft ke complaints hain. 7-day short term loan with high interest.

FAQ 2: LoanMitra se loan lene me kitne charges lagte hain?
Bahut heavy – hidden fees, small disbursement, 6-7 days repayment. Effective interest bahut high.

FAQ 3: Kya LoanMitra RBI approved hai?
Claim NBFC partner hai, lekin reviews se fake tactics. Direct verify karo RBI site se.

FAQ 4: Agar LoanMitra se paise aa gaye bina maange, kya karun?
Mat repay karo immediately. Complaint register karo RBI/Cyber cell. Block numbers.

FAQ 5: Best safe loan apps kaun se hain 2025 me?
Bajaj Finserv, Tata Capital, Paytm Personal Loan, KreditBee (check latest reviews).

FAQ 6: Loan app scam se kaise bachein?
Reviews padho, upfront fee mat do, permissions carefully do, trusted sources se hi loan lo.