Stable Money App Scam Alert: Ye 7 Day Credit Loan Wala App Aapke Paise Ko Hold Karke Heavy Charges Lagata Hai – Real Users Ke Shocking Reviews

Dosto, aaj hum baat karne wale hain ek aise app ke bare mein jo bahar se toh bahut shiny aur attractive dikhta hai, lekin andar se pura khokhla aur fraud wala hai. Stable Money App, jo officially toh FDs, Bonds aur Gold investments ke liye banaya gaya hai, lekin asal mein ye ek tarah ka 7 day credit loan app jaise behave karta hai. Kyun? Kyunki users ke reviews se pata chalta hai ki ye app aapke paise ko 7 days tak hold karke rakhta hai, withdrawal nahi hone deta, aur upar se heavy charges ya delays ke naam pe aapka time aur money waste karta hai. Play Store pe iska rating 4.0 stars hai 28.6K reviews ke saath, lekin critical reviews padhkar aapka dil toot jayega. Hum is article mein sab kuch detail mein bataenge, real reviews add karenge (jo user ne images mein diye hain aur Play Store se mile hain), aur ye bhi samjhaenge ki kyun aapko is app se dur rehna chahiye. Ye article SEO friendly hai, taaki aap jaise log “Stable Money app scam”, “Stable Money reviews India”, “Stable Money withdrawal problems” search karke yahan pahunche aur sach jaan sakein. Chaliye shuru karte hain!

Stable Money App Kya Hai? Official Description Vs Real Truth

Officially, Stable Money app ek investment platform hai jahan aap Fixed Deposits (FDs), Secured Bonds, Gold & Silver Mutual Funds, Recurring Deposits (RDs) aur FD-backed credit cards mein invest kar sakte ho. App kehte hain ki yahan 200+ banks aur NBFCs se compare karo rates, 3 minutes mein invest karo, aur DICGC insurance ke saath safe rahe. RBI aur SEBI compliant hai, bank-grade encryption hai – ye sab sunke lagta hai ki ye perfect hai. Lekin dosto, description pe bharosa mat karo! Asli sach toh critical reviews mein chhupa hai. Play Store se extracted data se pata chalta hai ki downloads 5M+ hain, lekin negative reviews mein log bol rahe hain ki funds stuck ho jate hain, customer support zero hai, aur withdrawal mein 7 days lagte hain without any interest. Ye app loan jaise hi hai – paise do, phir wapas mangne pe heavy delays aur excuses. Ek review mein toh bola gaya hai ki “they are putting your amount on hold for 7 days… not instant at all.” 10 Ye 7 day hold policy users ko pareshan karti hai, jaise ki ye koi high-interest loan app ho jahan charges heavy hote hain.

Web pe bhi complaints bhare pade hain. Ek Reddit post mein user ne bola ki “Stable Money is fraud” kyuki unka 12k INR ka FD maturity ke 3 months baad bhi refund nahi hua. 0 Quora pe log kehte hain ki ye “shady apps like Chinese instant loan apps” jaise operate karta hai. 1 Aur X (Twitter) pe toh dher saare posts hain jahan users tag kar rahe hain @StableMoney_ ko, bol rahe hain ki funds stuck hain, support nahi milta, aur scam chal raha hai. 12

Common Complaints: Funds Stuck, Poor Customer Care Aur Heavy Delays

Dosto, Stable Money app ke users kehte hain ki ye app paise ko trap mein fasata hai. Ek common issue hai withdrawal delays – log bolte hain ki maturity pe paise nahi milte, 7 days hold karte hain, aur interest bhi nahi dete. Ek Play Store review mein V S ne likha: “the most nonsense app ever… go and book fd from your bank apps. for bonds try other apps. this nonsense app doesn’t give you amount on the same day or next day… they are putting your amount on hold for 7 days… not instant at all. when you try to call them they just transferring your calls for 20 to 30 minutes.. totally waste.. there are other apps that do better. pathetic… most pathetic ever.” 10 Ye review December 23, 2025 ka hai, aur 16 logon ne helpful bola.

Aur Raj Sekhar Saha ka review: “One of the worst platform for bond investment. I invested with many other platforms never faced any issue with them. I tried stable money for the first time and upon maturity they didn’t transferred the amount to my bank account, I called the customer care, they’re telling me to check the bank statement. I called them because I didn’t received the money but they don’t want to accept it in the first instance. later I was told to mail them, till I didn’t get my money back.” 10 Ye October 19, 2025 ka hai.

Ab user ke diye images se reviews ko Hinglish mein add karte hain, taaki Indian audience easily samajh sake:

1. A K ka review (07/10/25): “Yahan ek bug hai app mein. Passbook section click karne ke baad, user kisi aur page pe nahi ja sakta. Sirf app close karke log in karna padta hai. Please is issue ko jaldi fix karo, bahut inconvenient hai.” 10
2. 6A45 Vidushi juyal ka review (15/10/25): “Horrible experience. Please koi bhi FD mat banao Stable Money se. Inke paas koi customer care system nahi hai. Call karo toh bolte hain bank ka problem hai, bank se connect nahi kar paate. Ticket number ya complaint number nahi dete. Customer care connect karne mein 1 hour se zyada lagta hai, phir bhi ticket nahi dete aur problem solve nahi karte. Aapka paisa stuck ho jata hai beech mein, aur ye enjoy karte hain. So please is app se dur raho.”
3. Suraj Thakur ka review (30/11/25): “Update ke baad se Stable Money app se credit card payments nahi kar pa raha hoon. Bill payment click karo toh blank page aa jata hai. Ye pehle nahi tha, update ke baad shuru hua. Kal se ye blank page issue aa raha hai. Please isko resolve karo.”
4. Soft bound ka review (06/11/25): “Main payments nahi kar pa raha hoon, aur team se koi support nahi mil raha. Kai baar email aur call kiya, lekin koi response nahi. Mere funds stuck hain, aur main unko use nahi kar pa raha. RuPay UPI ka kya fayda agar ye work nahi karta? Ye support team ke saath bahut bura experience hai. Polite baat karte hain, lekin polite words se issue solve nahi hota. Maine already due amount pay kiya, phir bhi half amount pending dikha raha hai.”
5. Nischal nayak ka review (23/10/25): “Is app se dur raho. Sirf 1-2 percent ke liye mat depend karo. Ye properly respond nahi karte. Main instant withdrawal try kar raha hoon, lekin last two weeks se ye guys respond nahi kar rahe. Better hai bank app use karo aur FD directly create karo. Edit: Ek mahina ho gaya, abhi tak koi update nahi. Please kindly isse dur raho, aapka money stuck ho jayega aur struggle karoge.”
6. Yury Gubanov ka review (12/10/25): “Bahut bura experience. App browser se email id automatically grab karta hai device pe aur immediately deregister ya change nahi karne deta. Ye trap jaise kaam karta hai. Developers ne jaan bujhkar kiya hai. Agar scammer tactics use kar rahe hain, toh good ki maine time pe realize kiya. Uninstalled.”
7. V S ka review (23/12/25): “Sabse nonsense app ever. Bank apps se FD book karo. Bonds ke liye dusre apps try karo. Ye app same day ya next day amount nahi deta. 7 days hold karte hain. Instant nahi hai. Call karo toh 20-30 minutes transfer karte rehte hain. Total waste. Dusre apps better hain. Pathetic, most pathetic ever.”
8. Raj Sekhar Saha ka review (19/10/25): “Bond investment ke liye worst platform. Kai dusre platforms use kiye, kabhi issue nahi hua. Stable Money pe first time try kiya, maturity pe amount bank account mein transfer nahi kiya. Customer care call kiya, bolte hain bank statement check karo. Paise nahi mile isliye call kiya, lekin pehle accept nahi karte. Baad mein mail karne ko bole, abhi tak paise nahi mile.”

Ye reviews se clear hai ki app mein bugs hain, like blank pages, navigation issues, aur login problems. Customer support toh bilkul zero – calls pe hold, no ticket numbers, aur excuses. X pe ek user Kushagra Mittal ne bola: “Do not use @StableMoney_ app. My FD maturity funds were held for around 3 weeks twice, and released only after I threatened to take legal action.” 13 Aur Aagaz Alam ne: “My Stable Money Secured Credit Card… the full amount of ₹42,514 has vanished from the app post-closure.” 14

Web se mile complaints mein ek YouTube review mein bola gaya hai ki app safe nahi hai, KYC issues hain, aur instant withdrawals nahi hote. 7 Ek blog pe likha: “The limited bank partnerships, challenges with the KYC process, and restrictions on instant withdrawals are significant drawbacks.” 7

Kyun Stable Money App Ko 7 Day Credit Loan App Bol Rahe Hain?

User ke according, ye ek 7 day loan app hai jo heavy charges karti hai. Reviews se pata chalta hai ki withdrawal pe 7 days hold hota hai, jaise koi loan app mein high interest charges. Log bolte hain ki paise invest karo, phir wapas lene pe delays, no interest during hold, aur customer care se frustration. Ye heavy “charges” time aur mental stress ke rup mein hai. Ek X post mein: “reinvested FD without my consent. cannot break or withdraw my money. shitty customer support.” 33 Aur dusra: “your payment gateway sucks… my senior citizen parents lakhs of hard earned money is stuck for days.” 34

Stable Money ke co-founder Saurabh Jain ne ek post mein sorry bola, lekin users ko relief nahi mila. 39 Ye app credit card bhi offer karti hai FD backed, lekin reviews mein vanish hone ki complaints hain, jaise loan trap.

Alternatives Aur Advice: Isse Better Options

Dosto, agar aap FD ya bonds mein invest karna chahte ho, toh direct bank apps use karo jaise SBI, HDFC, ya dusre trusted platforms like Groww, Paytm Money. Inme no delays, better support. Stable Money se dur raho, warna paise stuck ho jayenge. Agar already invest kiya hai, toh RBI complaint karo ya consumer forum.

X pe ek user ne bola: “Pathetic service… wasted 5 days of no interest money with them!!” 30 Aur dusra: “fraud app. Anyone please don’t use this app.” 31

FAQ: Stable Money App Ke Bare Mein Common Sawal

1. Stable Money app safe hai ya nahi?
   Nahi, reviews se lagta hai unsafe. Funds stuck, poor support. DICGC insurance hai, lekin practical mein issues hain. 4
2. Withdrawal kitne time mein hota hai?
   Officially instant, lekin reviews mein 7 days hold ya weeks lagte hain. Maturity pe bhi delay.
3. Customer care kaise hai?
   Bahut kharab – calls pe hold, no resolution. Emails ignore.
4. Ye loan app hai?
   Nahi, investment app hai, lekin behavior loan jaise – heavy delays jaise charges.
5. Kya karun agar paise stuck ho gaye?
   Customer care call karo, email karo, warna RBI ya consumer court jao.
6. Better alternatives kya hain?
   Bank apps, Groww, Zerodha Coin.
7. Heavy charges lagte hain?
   Direct charges nahi, lekin delays se opportunity cost high.
8. Play Store rating kyun high hai?
   Positive reviews hain, lekin negative increasing. Total 4.0 stars.