Buddy Finance Loan App Review 2025: Exposing the Fake Loan Scam

In the crowded world of digital lending apps, Buddy Finance Loan App stands out on the Google Play Store with an impressive 4.9-star rating and over 1 lakh downloads. Promising instant personal loans up to ₹25 lakhs and business loans up to ₹2 crore, it lures users with claims of a seamless, paperless process and partnerships with RBI-registered NBFCs. However, beneath this shiny exterior lies a fake loan scam designed to trap unsuspecting customers. Charging a ₹1,499 subscription fee for its “Vanquis Card” and then failing to deliver loans, Buddy Finance is a classic example of a fraudulent app exploiting desperate borrowers. In this Buddy Finance Loan App review 2025, we’ll uncover the truth and expose this scam with real customer experiences and hard facts.

Buddy Finance Personal Loan
Buddy Finance Personal Loan Scam

What Is Buddy Finance Loan App?

Buddy Finance markets itself as a reliable platform offering quick personal and business loans with minimal paperwork. It boasts features like the exclusive Vanquis Card (priced at ₹1,499), competitive interest rates starting at 12.99% per annum, and a transparent process partnered with RBI-registered NBFCs like Storrose Vyapaar Pvt. Ltd. The app promises loan approvals in under 5 minutes, flexible repayment tenures of 6 to 60 months, and no hidden charges—an enticing deal for anyone needing urgent funds.

But here’s the catch: Buddy Finance is a fake loan app that collects a ₹1,499 membership fee and then leaves customers high and dry, with no loan disbursed and no support forthcoming. Despite its polished Play Store description, the app’s operations reveal a predatory scheme aimed at defrauding users.

Buddy Finance Loan App: Promises vs. Reality

Let’s dissect Buddy Finance’s claims and compare them to the harsh reality faced by users

1.₹1,499 Vanquis Card Membership

  • Claim: Pay ₹1,499 for the Vanquis Card to unlock pre-approved loan offers, faster processing, and exclusive benefits.
  • Reality: After paying the subscription fee, users like Ujwala Naik and Nikhil Mane report that their membership remains “Inactive,” and no loan is credited. The fee appears to be a ploy to extract money without delivering services.

2.Instant Loans Up to ₹25 Lakhs

  • Claim: Personal loans up to ₹25,00,000 with approval in 5 minutes.
  • Reality: Customers who paid the ₹1,499 fee, expecting loan disbursal, received nothing. The promise of instant credit is a bait to hook users into paying upfront.

3.Transparent Process with No Hidden Fees

  • Claim: No hidden charges, with processing fees clearly outlined (e.g., ₹1,500 + ₹270 GST for a ₹50,000 loan).
  • Reality: The ₹1,499 subscription fee itself is a hidden cost, as it’s mandatory for loan eligibility but doesn’t guarantee approval or disbursal. Users are left out of pocket with no recourse.

4. Partnership with RBI-Registered NBFCs

  • Claim: Buddy Finance collaborates with trusted NBFCs like Storrose Vyapaar Pvt. Ltd. for secure lending.
  • Reality: There’s no verifiable evidence that Storrose Vyapaar Pvt. Ltd. is actively involved. Fake apps often name-drop legitimate entities to appear credible while operating outside regulatory oversight.

5. Responsive Customer Support

Claim: Reach out at support@buddyfinance.in for assistance.Reality: Multiple users report zero response to emails and calls, leaving them stranded after payment. This lack of support is a hallmark of a fake loan scam.

Real Customer Reviews

Expose the FraudHere’s what actual users are saying about Buddy Finance on the Play Store in 2025:

Ujwala Naik (26/12/24)

“I paid ₹1,499 for the membership card, but my status still shows Inactive. I’ve emailed and called multiple times—no response. Seems like they’re scamming for money. Fake app, lost my money.”

By ujwala naik

Nikhil Mane (27/01/25)

“I paid ₹1,499 for the card, but my loan amount wasn’t credited. Emailed customer support—no reply. This is a big scam. Biggest fraud application, don’t apply!”

These reviews highlight a pattern: users pay the subscription fee, expecting a loan, only to be ghosted by Buddy Finance. The glowing 4.9-star rating and 1 lakh downloads? Likely inflated with paid reviews, a common tactic among fraudulent apps to build trust.

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Buddy Finance Loan App Review 2025: Final Verdict

This Buddy Finance Loan App review 2025 exposes it as a fake loan scam preying on unsuspecting users. Its attractive Play Store description—promising ₹25 lakh loans, low interest rates, and a seamless process—is a façade to justify the ₹1,499 subscription fee. Once paid, users are left with an inactive membership, no loan, and no support. The 4.9-star rating and 1 lakh downloads are likely fabricated, masking a predatory scheme that’s fleeced countless victims.

Don’t fall for Buddy Finance’s trap. If you need a loan, choose RBI-regulated apps with proven track records. Buddy Finance is a fraud—stay away and save your ₹1,499!

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One Cash loan app Review : Real or Fake जानें

OneCash loan app fake and fraud app Because this app given only 7 days loan app so don’t apply on this app . Today We do Full Analysis of Onecash loan app & You Shocked if you watch in playstore because this app gain 5 star rating which top rating in playstore

Onecash loan review

OneCash loan app Basic Details

  • one cash loan app loan amount from 2000₹ to 2 lakh Rupee( they give only small loan and charge heavily
  • OneCash loan tenure 3months to 72 months ( But in Reality they are giving only 7 days loan )
  • OneCash Processing Fees 5% + GST (They charge around 30% to 40% of loan
  • OneCash loan NBFC sahara one media and entertainment
  • one cash is 100% paperlessloan application
  • OneCash loan can hack Your Contact and Harass you If you Delay Your payment

Proofs of Fake loan app :OneCash loan fake

OneCash loan app Real Customer Reviews
  • You can read the One Cash loan Customer Review 👇 After Read this you will be sure this is fake loan app
  • They are unauthorised app because they are giving only 7 days loan app
  • They are giving ads on Google and Gain Download
  • Fake 5 Star Rating they Are gaining 5star by piad Review

How to Take loan from NBFC LOAN APP

If you want to take loan from NBFC there are sign to identify loan app first is to read Customer critical review which is give by real Customer and read the problem faced by their customer and 2nd Thing is NBFC of loan app and Their verification for NBFC verification you should check NBFC website and Watch their Digital lending Partner

Get loan from NBFC loan app

Top 5 instant loan app in india :- Read This

7 daya Loan app Flood in India ?

there are around 98% loan app in playstore is fake and fraud they are giving wrong Description and give only 7 days loan app so be alert and don’t apply on this loan app 7 days loan app is the biggest problem in india

7 Days loan app : loan app harassment

जी हां दोस्तों इस समय प्लेस्टोर में 7 दिन वाली लोन ऐप की बाड़ आ चुकी है दिन ब दिन नई लोन ऐप आ रही है लोगो का खून चूसने ये लोन ऐप कम लोन दे कर ज्यादा ब्याज वसूल करती है यह लोन एप्स बहुत ही खराब है अगर आप समय से इन लोगों एप्स का लोड नहीं छुपाते हैं तो यह लो नया एप्स आपके कांटेक्ट में कॉल करती हैं और इतना ही नहीं दोस्तों बल्कि आपके कांटेक्ट का व्हाट्सएप ग्रुप बनाया जाता है इसके साथ ही दोस्तों आपके कांटेक्ट वाले को बोला जाता है कि आप इनकी पेमेंट करें ऐसी लोन आप से बचने के लिए हमने आपको 5 तरीके बताए हैं अगर आप जानना चाहते हो कि वह 5 तरीके कौन से हैं तो आपको हम एक नीचे लिंक दे रहे हैं उस लिंक पर आप को क्लिक करना है

लोन ऐप की कंप्लेंट करने के लिए यहां पर क्लिक करें 5 तरीके जाने

कैसे पहचाने की कोई लोन ऐप्स 7 दिन की है ?

दोस्तों आज के टाइम पर अक्सर हमने देखा है कि जितने भी लोन एप्स प्ले स्टोर पर आती हैं वह दूसरी लोन ऐप के डिस्क्रिप्शन को कॉपी पेस्ट कर देती है जिसकी वजह से उनका डिस्क्रिप्शन पूरी तरह से सही लगता है लेकिन जब हम इनकी ऐप के अंदर चेक करते हैं तब हमें इनकी सच्चाई पता चलती है यह लोगों ने अपने डिस्क्रिप्शन बताती कुछ और है और लोन देती कुछ और है और ब्याज और प्रोसेसिंग फीस बहुत ही ज्यादा लेती है यह पूरा गलत डिस्क्रिप्शन अपना दिखाती है जिससे लोग इनके जाल में फंस जाते हैं और इनसे लोन ले लेते हैं

दोस्तों इन लोन ऐप से लोन लेते समय इनके क्रिटिकल रिव्यूज जरूर चेक करें आप बच सकते है क्योंकि ये लोन ऐप न केवल आपके कांटेक्ट में कॉल करती है बल्कि आपका डाटा भी सेल कर सकती है

Loan app harassment से कैसे बचें ?

लोन ऐप हरासमेंट से बचने के लिए आपको अपने कांटेक्ट वालों को पहले से सूचित करना होगा और साथ में इन लोन एप्स कि आपको साइबर क्राइम और नजदीकी पुलिस थाने में शिकायत दर्ज करनी होगी अगर आप यह सब करते हैं तो हो सकता है लोन एप्स पर थोड़ी बहुत कार्रवाई हो लेकिन वैसे यह लोन एप्स आपका कुछ नहीं कर सकती हैं ना ही आपके सिविल को खराब कर सकती हैं और ना ही आपके एड्रेस पर आ सकती है क्योंकि यह फर्जी होती हैं और इनके पास आरबीआई के द्वारा लाइसेंस भी नहीं होता है इन को लोन देने का अधिकार नहीं होता है यह गलत तरीके से प्ले स्टोर पर आती है इसीलिए दोस्तों आप इनसे लो ना ले जितना हो सके दूर रहें क्योंकि आपका डाटा का मिस यूज हो सकता है हमारा काम है आपको सतर्क करना आप को जागरूक करना

जाने Playstore पर 7 दिन वाली लोन एप्स के बारे में

  • lendmall लोन ऐप
  • Shineloan ऐप
  • Cashfish लोन ऐप
  • Goldman loan app
  • कैशबस loan app
  • Rupeesmart loan app
  • Rocket loan
  • Cashbee loan
  • MoneyCash loan app
  • Bogocash loan app
  • और भी बहुत सारी है अगर आप इनके बारे जानते तो कमेंट के माध्यम से बताए

RBI REGISTERED LOAN APP से लोन लेने के लिए क्लिक करें

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