27 Apr, 2023 By Ankitrani91
TOP RUPAY CREDIT CARDS LIFE TIME FREE

Life time free 

  • Earn 2 First Citizen Points for every ₹150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet)
  • Complimentary Shoppers Stop membership
  • 1 FC point= 60 paise

  • No joining fee
  • Link your RuPay credit card to any UPI app for merchant payments

  • Earn 4 Reward Points on every ₹100/- spent
  • Exclusive offers on partner merchants
  • Annual Maintenance Charges is waived on spending of ₹50,000 in 1 year.

  • Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year.

  • Save 5% on IndianOil fuel spends
  • 2% back as Reward Points on Grocery and Dining spends
  • 1000 Reward Points as welcome benefit on spending ₹500 within 30 days of card issuance

  • Joining Fee: ₹500/-
  • Annual fee – ₹350/-

  • Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website
  • 2X i.e. 4 reward points on every ₹100 spent on groceries and departmental stores
  • Get 1000 activation bonus Reward Points on single transaction of ₹1000

  • Annual Fee waived off if spends more than 50000 per year.

  • 100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.
  • 20 reward points per ₹100 on fuel spends on IOC Terminal.
  • 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100
  • 1 rewards points per ₹100 spent on all other spends

  • Get up to 175 litres free fuel annually
  • ₹500 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650
  • ₹499 Introductory Zero Joining Fee

  • 3X Rewards on other retail spends
  • Road-side Assistance & Insurance cover
  • Never expiring Rewards
  • Low & Dynamic Interest rates starting at 9% per annum
  • 0% Interest on ATM Cash Withdrawals until due date
  • ₹199 annual fee, waived-off on ₹50 thousand spends in the anniversary year

Not mentioned in site

  • Earn 2 Reward Points, on every ₹100 spent on your card (except fuel)
  • Earn 1 Reward Point, on every ₹100 spent on utilities and insurance categories

Not mentioned

  • 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands
  • 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends