30 Amazing Instant Personal Loan Apps That Don’t Ask for a Salary Slip!”

Are you in urgent need of cash? Is your salary slip holding you back from getting a personal loan? Don’t worry, because we’ve got you covered! In this article, we’ve compiled a list of the top 30 instant personal loan apps that do not require a salary slip. With these apps, you can easily get funds in a jiffy, without having to worry about cumbersome paperwork or lengthy approval processes.

instant personal loan

Say Goodbye to Traditional Lenders

Gone are the days when you had to rely on traditional lenders for getting a personal loan. With the rise of technology, it’s now possible to get instant personal loans without the need for a salary slip. Whether you need the funds for a medical emergency, home renovation, or to pay off credit card bills, these apps have got you covered.

Instant Approval, Hassle-free Process

One of the biggest advantages of using these instant personal loan apps is the quick and hassle-free approval process. You can apply for a loan anytime, anywhere, and get an instant decision on your application. The entire process is online, which means you don’t have to visit a bank or submit physical documents. This makes the process faster, more convenient, and stress-free.

Top 30 Instant Personal Loan Apps Without Salary Slip

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Getting an instant personal loan without a salary slip has never been easier. With the help of these top 30 instant personal loan apps, you can get the funds you need, when you need them. So, say goodbye to traditional lenders and cumbersome paperwork, and embrace the new-age way of getting personal loans. Download one of these apps today and get access to quick, hassle-free funds in a jiffy!

1. SmartCoin Personal loan App Without Salary slip

  • If You wanna take Personal loan from 4000₹ to 1 Lakh Rupee then It is best Personal loan for You Because Smartcoin Gives You loans Without Salary Slip or income proofs , Smartcoin is NBFC Registered loan app Which has more than 10 Million Play Store download With more than 4.5 star Ratings

Smartcoin loan Basic features & Eligibility

  • Smartcoin loan Amount from 4k to 100k Rupee
  • Smartcoin loan interest rates from 0% to 30% Based on Customer Risk Profile
  • Smartcoin loan Tenure from 62 day to 1 year
  • Available in Pan India & 100% Online process
  • Eligibility criteria : Aadhaar card & Pan Card Needed with Some Credit score

2. Branch Personal loan App : Top Rated

Branch is the most trusted app in Play store with 0 customer Harassment Complaint We can say that this is the best personal loan app in Play Store You can take Upto 50,000 Rupee instant personal loans without salary slip or income proofs with Low interest & 100% Paperless loan Process

Branch Loan app Basic Features & Eligibility

  • Branch loan amount from 1000 to 50,000 Rupee
  • Branch loan tenure from 2 month to 6 month
  • Branch loan app interest rates 36% to 48% ( APR) based on customer risk profile
  • There is no No late charges or rollover fees on loans
  • Hassle free loan with No paperwork, collateral or office visits needed
  • Easy access 24/7 & 365 day you can apply
  • Quick and easy signup & instant loan disbursal
  • Use your money the way you want to — for home or business
  • Lower fees, and flexible payment terms as you repay

3. Loaney app : Small Personal loan App in india

Loaney is Small Personal loan app where You can take Upto 20,000 Rupee instant personal loan Without Salary slip With low interest & Completely Digital Process,If You wanna take small loan then this is best instant personal app for you

Loaney loan Eligibility & Basic details

  • Loaney loan amount from 200 Rupee to 20,000 Rupee loan instantly
  • Loaney tenure : 2 month only
  • Interest rates of Loaney Personal loan upto 36% Per annum
  • loaney processing fees : 15% of loan amount
  • loaney NBFC partner “Apollo Finvest (india) Limited
  • Late Fee Charge 18% of the principal overdue amount

4.Kreditbee Personal Loan App : No Income Loan

Kreditbee had Started FinTech Revolution in india in 2019 . This is Most trusted app in Play Store with 10 Million plus Download with 4.6 star Ratings, If you Wanna take loan upto 2 lakh Rupee then Kreditbee is best For You, Kreditbee app helps for all Whether you are Salaried employees or Self Employed

Kreditbee Basic Features & Kreditbee Eligibility

  • If You are Salaried employee then You can take up to 3 lakh Loan for 3 to 24 months
  • If You are Self Employed then You can take upto 50,000 rupee loan for 2 to 10 months
  • Kreditbee loan apo interest Rates from 0% to 29.95%
  • 40% off in Processing of Kreditbee loan If You Use Code which is given by Kreditbee in app store
  • Quick & Easy loan process Because this paperlessloan app

5. Nira instant Personal Loan app Without CIBIL Score

If Your Basic Monthly income more than 12,000 Rupee than You Can take loan upto 1,00,000 Rupee in Your Account With low interest rates & Easy online application Process ,Nira instant Personal Loan is Unsecured loan means You Don’t Need to Give Any Collateral For loan, Nira app Has more than 10 million downloads with 4.6 star Ratings in Google Play Store Which Makes it Best

Nira app : Instant Personal Loan app Without Salary Slip

  • ✅ 0% interest rates in Nira loan application
  • ✅ Nira loan app interest rates from 24% to 36% Depend Upon Risk Profile
  • ✅Nira loan Amount from 5000 Rupee to 1,00,000 Rupee
  • ✅Nira loan app Tenure From 3 month to 24 months You can Customize it after successful Approval
  • Eligibility Criteria : minimum income more than 12,000 Rupee & You must have Aadhaar card & pan Card

6. KISSHT LOAN APP : Instant line of Credit

Kissht app Provides Instant line of credit for Borrower & Shop Keeper, You Can Avail Credit line upto 30,000 & Also You Can Take Instant Personal Loan From 10,000 Rupee to 1,00,000 Basis their Credit Profile With low interest rates

  • ✅Kissht Credit line Upto 30,000 Rupee Allows small Shop Keeper
  • ✅Kissht Loan amount from 10,000 to 1,00,00
  • ✅Interest rates fees Vary from 15% to 25% p.a. & Processing fee in Range of 2% to 5%
  • ✅interest rates & Processing fees Vary based on Customer profile
  • ✅No Collateral & Credit Card Required With 100% Paperlessloan

7. RapidRupee Personal Loan App

RapidRupee Gives Instant Personal Loan From 1000 Rupee to 60,000 Rupee in just 30 Minutes , Interest rates and other Charges of RapidRupee is Very Low. RapidRupee Personal Loan App Has more than 1 Million and 4.2 Star Play Store Ratings

Rapid rupee loan app Basic Features

  • Loan Amount from 1,000 Rupee to 60,000 Rupee
  • Loan tenure of this loan app 61 days to 365 day
  • Interest rates just 12% per annum ( 1% Month) Which Best For Small Borrower
  • Processing Fees of Rapid Rupee At Just 349 Rupee
  • No membership or Upfront fees of this Personal Loan App

8. MySubhlifeLife Personal Loan

MySubhlifeLife App is Useful For Many Things like For Taking Personal Loan For Salaried and Self Employed As Well As You Can Invest Through My Subhlife loan App,You Can Get Personal Loan from this app Without CIBIL Score With No paperworks

MySubhlife Instant Personal loan App Basic Features

  • Loan Amount of this loan app from 3000 rupee to 3 lakh Rupee
  • Loan for Salaried employee need income proof of more than 12,000 Rupee
  • interest rates from 16% to 44% Per annum
  • Processing Fee of This loan app From 0% to 3%
  • Loan Repayment Period from 3 month to 36 month
  • Maximum APR 70%

9. Rupeeredee Personal Loan App

Rupeeredee Personal Loan app is Registered with ( Fincfriends) NBFC Which is Approved by RBI, Rupeeredee Will Credit loan amount in Your account in 10 minutes after successful Approval, RupeeRedee is best loan app self employed with Instant approval & disbursal

Rupeeredee Instant Personal Loan Basic Features

  • Rupeeredee Personal Loan Amount From 2000 Rupee to 25,000 Rupee loan
  • Loan Tenure from 3 to 6 months
  • Maximum Annual Percentage Rate (APR): 36% to 120%
  • Interest Rate: 1% to 3% per month
  • Approval Fees: 4% of Loan Amount (Inclusive of GST)
  • Online Secure Fees: 6% of Loan Amount (Inclusive of GST)
  • Account Management Fees: 7% per Monthly Instalment (Inclusive of GST)

10. True balance Personal Loan App

If Your CIBIL Score low or No income then You Can Take Personal Loan From this loan app,True balance Personal Loan App Has Most Downloaded app in Play Store in Finance Because Anyone Can take loan from it Whether Your Credit Score high or low, True Balance Gives 2 type of loan one is Cash loan which is upto 50,000 Rupee & Second one is level up loan Which is upto 10000 Rupee

True balance INSTANT Personal Loan App
True balance Personal Loan App

True Balance Instant Personal loan app : Basic Features

  • Loan amount from 5000 Rupee to 50,000 Rupee
  • ✓ No Income Required for true balance Personal Loan
  • ✓ true Balance loan tenure from 2 month to 3 month
  • ✓ True balance interest rates started from 2.5% Per month Which Comparitevely High From other loan apps
  • ✓Low processing fees & instant disbursal in bank account

11. Loan Front Personal Loan App

Loan Front Personal Loan App has 5 Million Download with 4.5 star,You can take loan from 2000 Rupee to 25,000 Loan instantly in bank account For Self Employed, If You are Salaried employee then You can take upto 2 lakh Rupee Personal Loan from this app

LoanFront Personal Loan App
LoanFront Personal Loan App

LoanFront Instant Personal Loan Basic Features

  • Loan amount for Self Employed from 2000 to 25000 for 2 month to 3 month
  • LoanFront for Salaried from 5,000 to 2,00,000 Rupee for 3 to 6 month loan tenure
  • LoanFront interest rates from 12% to 35% Per annum
  • Technology and other related fees: from ₹100 to ₹2500 max.
  • Eligibility criteria : 1 Pan card & Aadhaar card 2 Selfie 3 Salary & income proof
  • LOANFRONT NBFC : Vaibhav Vaipar
Loan App Name Loan Amount Interest rates(APR) loan tenure(Month) Rating & Review
HomeCredit Personal LoanUpto 2 Lakh24%-48%Upto 2410 M & 4.3
Fairmoney Personal LoanUpto 50,000Upto 48%Upto 6 1 M & 3.9
Paytm Personal LoanUpto 2 LakhUpto 36%upto 36 100M & 4.5
Moneyview Personal LoanUpto 5 lakh RupeeUpto 70%upto 48 10 M & 4.6
HDFC Pre approvedupto 1 LakhUpto 48%upto 24 50M & 4.3
Tala Personal Loanupto 20kUpto 80%upto 3 1M & 3.9
InstaMoney Personalupto 1 lakhUpto 60%upto 12 5M & 4.5
Payme India Personal LoanUpto 60000Upto 50%upto 12 5 M & 4.3
Cashe Personal loanupto 2 lakh Upto 36%upto 9 10M & 4.6
Paysense Personal LoanUpto 2 lakhUpto 45%upto 36 5 M& 4.2
Fibe Personal LoanUpto 1 lakhUpto 50%Upto 36 5M & 4.5
Finnable Personal Loan Appupto 5 lakhUpto 38%Upto 48 1M & 4.1
Hero Fincorp Personal Loan appUpto 2 lakhUpto 36%upto 48 5M & 4.2
Poonawalla Fincorp Personal LoanUpto 10 lakhUpto 39%upto 48 1M & 4.5
Flex Salary Personal Loanupto 2 lakhUpto56%Upto 24 1M & 4.3
Clix Personal Loanupto 2 Lakh Upto 36%Uptown 24 Web only
Rufilo Personal Loan AppUpto 50,000Upto 56%Upto 12 5M& 4.6
Bharat Pe loanUpto 10 lakh Upto 48%upto 24 50M & 4.1
Phocket Personal Loan Appupto 50kUpto 36%upto 12 1M & 4.2
30 Best Instant Personal Loan App without salary slip